Checking/Share Draft Accounts
Features
- $15 minimum balance
- No Monthly Fees *
- First 50 Checks are free
- $1,000 in overdraft protection (subject to approval)
- Courtesy Override program available
- No per check charge
- Unlimited check writing
- Easy to read monthly statement
- E-statements available
- On-line Home Banking Access
- On-line Bill Payer Service
- TeleSTAT - automated telephone service
- Free ATM/Debit Card
- Retrieve copies of paid Checking/Share drafts with Check Imaging
- Online "My Deposit" Check Imaging
- E-alerts available
* To qualify for No Monthly fees you must have one or more of the following:
- Have Direct Deposit of your payroll
- Maintain a $600 minimum in your checking/share draft account
- Open a CPR share/savings account with a $2,000 minimum
Additional FREE benefits with our Checking/Share Draft:
Home Banking: Our online Home Banking service allows you to:
- make transfers between accounts
- inquire on balances or transactions
- apply for a loan
- place stop payments on share drafts
- set up automatic bill paying with our "CUPayMate"
- check our financial education resources
- "My Deposit" - scan checks to deposit at home or work
- Electronic Statement
- E-Alerts
TeleSTAT: Our automated telephone service lets you:
- make a transfer
- make payments
- request a check withdrawal
- check on balances or cleared checks
Transaction options available to you are: credit union services and hours, rates and terms, account balance and information, request a check withdrawal, receiving information by fax, applying for a loan.
"My Deposit" Check Imaging: Deposit directly into your checking/share draft account on-line, anytime of the day or night.
- 24/7 availablity
- Instant credit to your account
- Scan with your home or work computer
CUPayMate: Our online Bill Payer service allows you to:
- pay an unlimited number of bills with ease
- have the ability to adjust your bill paying schedule via the Internet
- a special toll-free telephone number
- 24/7 access to pay bills
- set up alerts for payment dates
- print out paid bills for tax preparation
- There is NO FEE for CUPayMate, if you have Direct Deposit with us. Otherwise the first month is free, with a $7 monthly fee thereafter.
ATM/Debit Card: Sign up for an HHFCU ATM/MasterCard Debit Card to go along with your Checking/Share Draft account!
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In addition to all HHFCU ATMs, your HHFCU ATM/ MasterCard®Debit card can be used at all SUM ATMs - most with no surcharge! It can also be used at all ATMs displaying the NYCE, MoneyPass, PULSE, or CIRRUS network symbols. |
To sign up for an HHCU Checking/Share Draft account and/or an HHFCU ATM/ MasterCard Debit Card, call HHFCU at (860) 547-0027 ext. 211.
