Loan Rates

All rates are effective as of 8/30/2017 and are subject to change without notice.

Auto Loans

Annual Percentage Rate 1

(as low as)

Term

New or Used Autos Loan (2017-2013)

2.75%

up to 48 months

 

3.25%

49 to 60 months

New or Used Auto Loan with Balance over $15,000

3.75%

61-72 months

New or Used Auto Loan with Balance over $30,000

4.25%

84 months

Used Auto Loan (2012 & OLDER) with Balance over $5,000

3.25%

up to 48 months

 

Home Equity Loans

Annual Percentage Rate 2

(as low as)

Term

Home Equity Loan (Variable)

3.75%

5/20 Years

Home Equity Loan (Fixed)

3.25%

5 Years

 

3.75%

10 Years

 

4.325%

15 Years

 

4.75%

20 Years

Home Equity Line of Credit (Prime Rate)

4.25% presently3

 

1st Home Mortgage Loans

Annual Percentage Rate 2

(as low as)

Term

1st Home Equity Mortgage Loan (Fixed)

4.50%

30 Years

1st Home Equity Mortgage Loan (Variable) 

4.00%

5/30 Years

Accelerator Mortgage (Maximum $250,000, $400 fee, 80% Loan to Value)

3.25%

8 Years

Accelerator Mortgage (Maximum $250,0000, $400 fee, 80% Loan to Value) 

3.75%

12 Years

 

Traditional Loans

Annual Percentage Rate 3

(as low as)

Term

Share Secured Loan

3.00%

 

Home Improvement Loan

8.62%

12 Months 

Personal Loan

9.45%

up to 60 Months

 

10.45%

60-120 Months

Vacation Loan

10.00%

 

Education Loan (Fixed)

5.00%

 

Student Loan (Variable, based on prime rate) 

4.25% 

 

 

Cards

Annual Percentage Rate 3

(as low as)

 

VISA (Introductory Rate: 1.9% for first 6 months)

9.99%

 

 

First Mortgage rates are quoted daily.

All rates are subject to change without notice.

Rates as low as indicated.

 

1Your rate will be based on the number of years your loan is financed, as well as your credit score.

2Your rate will be based on your loan-to-value ratio, as well as your credit score.

3 Your rate will be based on your credit score. 

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