Home Loans

Online Loan Applications (24/7 Approval) 

Click here to Apply for a loan online any time, 24 hours a day, 7 days a week.  Whether you need a new or used car loan, personal loan, Home Equity Loan, Home Equity Line of Credit, or Visa, we can help anytime during the day or night, and weekends, too.

Home Equity  

Now you can borrow against the equity in your house and have the tax advantages available. We offer both fixed and variable home equity loan rates. The interest rate is based on the credit union's internal cost of funds plus a small margin. Maximum term is 30 years and maximum amount is $440,000.

Home Improvement Loans

Want to fix up your home, but don't have the equity available?  How about a Home Improvement Loan? This loan is for the borrower who would like to make small or large improvements.  The maximum loan amount would be $30,000 and maximum term of 120 months. This loan can be applied for on-line through the personal loan application. 

First Mortgages  

Whether you're making your first home purchase, relocating or refinancing an existing mortgage to lower your rate, Hartford Healthcare Federal Credit Union's dedicated mortgage team is here to help you make the right financing decision. We offer an in house program with no fees and maximum term of 30 years.  Call on our team at (860) 547-0027, ext. 4.

Home Equity Lines of Credit   

Use the equity in your house when and where you need it.  Draw off your home's equity with a Line of Credit.  Your base rate is equal to and adjusted with the prime rate.  Term is 20 years, with a draw period of 10 years and a repayment period of 10 years.  Loans are from $10,000 to $200,000, with an 80% maximum loan-to-value ratio. 

For more information, call our Loan Department at (860) 547-0027, ext. 4.