Overdraft Protection

Hartford Healthcare Federal Credit Union offers overdraft protection on checking/share draft accounts.

Standard Overdraft practices are:

HHFCU pays overdrafts for the following types of transactions:

 

  • Checks and other transactions made using your checking account number
  • Automatic bill payments
  • We will charge a fee of $35 each time we pay an ATM/Debit Card or everyday card overdraft.  The fee will be $35 for all other overdraft transactions.
  • There is no limit to the total fees we can charge you for overdrawing your account.

 

You must Opt In to allow us authorization to pay overdrafts for the following types of transactions:

 

  • ATM transaction
  • Everyday Debit Card transactions

 

If you do not Opt In for the above transactions and you do not have enough money in the account, the transaction will be denied and fees may be incurred.

If you want HHFCU to authorize and pay overdrafts on ATM and everday debit card transactions, you must Opt In with the form below.

You may, at any time, change your selection by contacting HHFCU directly to notify the Credit Union of your change. You may Opt Out at anytime with the form below.

HHFCU Opt In Form for ATM/Debit Card Transactions


Please fill out the form completely and press the Submit button when you are finished.

* Required information.

Name *
Account Number *
Phone Number *
Email Address *

Please Choose ONE of the Options below:

Opt In: I WANT Hartford Healthcare Federal Credit Union to authorize and pay overdrafts on my ATM and everyday Debit Card transactions after August 15, 2010.

Opt Out: I DO NOT WANT Hartford Healthcare Federal Credit Union to authorize and pay overdrafts on my ATM and everyday Debit Card transactions after August 15, 2010.


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